What financial transactions should EU citizens be able to conduct in any EU country?

EU citizens should be able to conduct certain financial transactions in any EU country, facilitated by the single market and the principles of free movement of capital. This includes the ability to open bank accounts and purchase real estate in other member states without excessive restrictions.

Opening bank accounts allows individuals to engage in both personal and business financial activities across borders, enhancing their ability to manage funds efficiently regardless of their location. Additionally, purchasing real estate reflects an important investment opportunity and contributes to market mobility within the EU.

The other choices do not encompass the broader range of transactions that EU citizens are entitled to conduct across member states. Online banking transactions alone do not address the full scope of financial activities. Focusing only on government bonds limits the understanding of broader investment options. Lastly, requiring that all transactions must occur in a citizen's home country contradicts the EU's goal of promoting integration and mobility among its members. This commitment to economic activity across borders is fundamental to the principles governing the EU's single market.